Pat O.

Being a first time home buyer is overwhelming. Having somebody to guide you through the process is essential. My wife and I were so fortunate to have Pat walk us through the mortgage lending process. I had worked with multiple lenders before to get pre-approval, but Pat's experience and resourcefulness enabled us to expand our budget and to offer not only with pre-approval but a Desktop Underwriting (DU). The more advanced and accurate DU gave us a competitive advantage over other potential buyers because it is lower risk to the seller overall. Every step of the way he was willing to answer any questions with complete transparency. Ultimately, we landed a beautiful home in an area that we never thought we could afford, but with Pat's guidance we were able to expand our budget without triggering a financial shock. Choosing Pat Owen as your lender would be one of the best decisions you could make in your home buying journey!

Pat is an incredible realtor. My husband and I had been looking for a home to purchase for two years, with no luck. Within 2 months of Pat being our realtor, he found us our dream home. He is hardworking and kind and really had our best interest in mind. He took the time to take us through every step of making an offer and signing the papers. He is thoughtful and thorough and we will definitely be using him again when we are ready to move into the next house. Thank you so much Pat!!

I had an excellent experience with Pat Owen Realty in partnership with Oak Knoll Lending! From start to finish, the entire process was smooth, transparent, and stress-free. The team was incredibly knowledgeable, responsive, and truly went above and beyond to ensure everything stayed on track. They took the time to explain every step clearly and made sure I felt confident in all my decisions. Their professionalism and dedication really set them apart. I couldn’t be happier with the outcome and highly recommend them to anyone looking for a reliable and trustworthy real estate and lending team! ⭐️⭐️⭐️⭐️⭐️